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Important Information Regarding Procedures for Opening a New Account
To help government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.
Checking Accounts
Founder's Checking Account
Our Founder's Checking Account includes:
- Free bank stock checks for the life of the account (limit 3 orders per year)
- Free online banking
- Unlimited check writing
- Imaged checks
- Free debit card
- Free home ATM transactions
- Eight free transactions at any ATM per month (see requirements)
- Free* online bill pay
*At least 3 bills must be paid online per month for this service to be free, otherwise a $5.95 charge per month will be assessed - Free telephone banking
- 10% discount on safe deposit box rental
- The first eight foreign ATM transactions per month are free of charges from Town Center Bank and free of surcharges from other banks. Additional foreign ATM transactions are $1.50 each plus any surcharges from other banks.
- $12 monthly service charge; Waived with $1,250 minimum daily balance or $2,500 average daily balance or combined checking and savings balances of a minimum of $5,000 in aggregate.
- $100 minimum opening deposit
Founder's Checking Account + Interest
Our Founder's Checking Account + Interest includes:
- A competitive rate of interest is paid
- Free bank stock checks for the life of the account (limit 3 orders per year)
- Free online banking
- Unlimited check writing
- Imaged checks
- Free debit card
- Free home ATM transactions
- Eight free transactions at any ATM per month (see requirements)
- Free* online bill pay
*At least 3 bills must be paid online per month for this service to be free, otherwise a $5.95 charge per month will be assessed - Free telephone banking
- 10% discount on safe deposit box rental
- The first eight foreign ATM transactions per month are free of charges from Town Center Bank and free of surcharges from other banks. Additional foreign ATM transactions are $1.50 each plus any surcharges from other banks.
- $12 monthly service charge; Waived with $1,500 minimum daily balance or $3,000 average daily balance or combined checking and savings balances of a minimum of $5,000 in aggregate.
- $100 minimum opening deposit
FREEdom Checking
Our FREEdom Checking account includes:
- Free online banking
- Unlimited check writing
- Imaged checks
- Free debit card
- Free at home ATM transactions
- Eight free transactions at any ATM per month (see requirements)
- Online bill pay is offered for $5.95 per month.(Limit 15 bills per month; additional transactions $0.40 each.)
- Free telephone banking
- The first eight foreign ATM transactions per month are free of charges from Town Center Bank and free of surcharges from other banks. Additional foreign ATM transactions are $1.50 each plus any surcharges from other banks.
- No monthly service charge
- $50 minimum opening deposit
FREEdom Heritage Checking
Our FREEdom Heritage Checking account includes:
- Free bank stock checks for the life of the account (limit 3 orders per year)
- Free online banking
- Free cashiers checks and money orders
- 50% discount on safe deposit box rental
- Unlimited check writing
- Imaged checks
- Free debit card
- Free home ATM transactions
- Eight free transactions at any ATM per month (see requirements)
- Free* online bill pay
*At least 3 bills per month must be paid in order for this service to be free, otherwise a $5.95 charge per month will be assessed - Free telephone banking
- The first eight foreign ATM transactions per month are free of charges from Town Center Bank and free of surcharges from other banks. Additional foreign ATM transactions are $1.50 each plus any surcharges from other banks.
- No monthly service charge
- For heritage customers 60 years and older
- $50 minimum opening deposit
Money Market Account
Our Money Market Account features:
- A competitive rate of interest based upon your balance
- Free debit card
- Free online banking
- Free home ATM transactions
- Limited check writing
- Eight free transactions at any ATM per month (see requirements)
- Free telephone banking
- Imaged checks
- The first eight foreign ATM transactions per month are free of charges from Town Center Bank and free of surcharges from other banks. Additional foreign ATM transactions are $1.50 each plus any surcharges from other banks.
- $12 monthly service charge; Waived with $2,500 minimum daily balance or an active Founder's Checking account.
- Limited to six third party transactions/month
- $100 minimum opening deposit
